Renovating a Build-To-Order (BTO) flat is an exciting milestone for many Singaporean homeowners. After waiting patiently for years, receiving the keys to your brand-new home is a dream come true. However, the renovation process can feel overwhelming, especially for first-time homeowners who may not know where to start. This ultimate checklist is designed to help you navigate your BTO flat renovation in 2025 smoothly, ensuring a stress-free experience and a beautiful, functional home.

1. Define Your Budget

One of the first steps in any renovation project is to set a clear budget. Knowing how much you're willing to spend will help you prioritise your needs and wants. Keep in mind that the cost of renovating a BTO flat in Singapore can range from $30,000 to $60,000, depending on factors like design complexity and materials.

Tips for setting your budget:

• Allocate funds for different areas (e.g., kitchen, living room, bedrooms).
• Include a buffer of 10-15% for unexpected expenses.
• Don’t forget to factor in furnishings, appliances, and decorative elements.

2. Choose a Renovation Style

Before engaging an interior designer or contractor, it's essential to decide on your preferred style. Popular renovation styles in Singapore include:

• Scandinavian: Clean lines, neutral colours, and a cosy feel.
• Minimalist: Less is more, with a focus on simplicity and functionality.
• Industrial: Exposed finishes, darker tones, and raw textures.
• Modern Contemporary: Sleek designs with a mix of trendy and timeless elements.

Create a mood board or save inspiration images on platforms like Pinterest and Instagram to visualise your dream home.

3. Engage the Right Professionals

Whether you choose to work with an interior designer or a contractor, hiring the right professionals can make or break your renovation experience.

Questions to ask before hiring:

• How many years of experience do you have with BTO flats?
• Can I see your portfolio and past projects?
• What is your estimated timeline for completion?
• Do you handle all aspects of renovation, including permits and subcontractors?

Pro Tip: Always compare at least 3 quotes before making a final decision.

4. Understand HDB Renovation Guidelines

Since BTO flats are governed by HDB rules, it’s crucial to know what you can and cannot do during your renovation. Some key guidelines include:

• Hacking walls: Only non-load-bearing walls can be hacked, and you need HDB approval.
• Flooring: For wet areas like bathrooms, the existing HDB flooring must remain for a minimum of 3 years.
• Windows: Replacing windows or grilles requires approval from HDB.

Ensure your contractor or designer is familiar with these guidelines to avoid fines or delays.

5. Plan Your Layout

A well-thought-out layout is key to maximising space in your BTO flat. Consider your lifestyle and how you intend to use each space. For example:

• If you work from home, allocate a dedicated workspace.
• For families, ensure there is ample storage for toys, clothes, and household items.
• Open-concept layouts are popular for smaller flats but may not suit everyone, especially if you do heavy cooking.

Work with your designer to create a layout that balances aesthetics and practicality.

6. Select Materials and Finishes

Choosing the right materials and finishes is crucial for both the look and durability of your home. Some factors to consider:

• Flooring: Vinyl, laminate, and homogeneous tiles are popular choices for BTO flats.
• Countertops: Quartz and solid surface materials are durable and stylish options for kitchens.
• Cabinetry: Opt for plywood or MDF with laminate finishes for a modern look.

Ask your contractor for samples before finalising your selections.

7. Prioritise Key Areas

Certain areas of the home tend to require more attention during renovations. Focus on:

Kitchen

• Custom cabinets for maximising storage.
• Durable countertops that can withstand daily use.
• Good ventilation to minimise cooking odours.

Bathrooms

• Ensure proper waterproofing and ventilation.
• Consider installing rain showers or handheld showerheads.
• Use non-slip tiles for safety.

Bedrooms

• Built-in wardrobes can save space.
• Consider blackout curtains or blinds for better sleep quality.

8. Plan for Electrical Works

Electrical works are often overlooked but are critical to your home’s functionality. Plan for:

• Adequate power sockets in convenient locations.
• Lighting fixtures, including ambient, task, and accent lighting.
• Aircon trunking and installation.

Ensure your contractor engages a licensed electrician to carry out the work.

9. Factor in Renovation Permits and Timeline

HDB requires permits for certain types of renovation works, including wall hacking, window replacements, and reconfiguration of spaces. Applying for these permits can take time, so factor this into your timeline.

General timeline for a BTO renovation:

• Design and planning: 4-6 weeks
• Permit application: 2-4 weeks
• Renovation works: 8-12 weeks
• Furnishing and final touches: 2-4 weeks

Plan your move-in date accordingly to avoid unnecessary stress.

10. Shop for Furnishings and Appliances Early

Once the renovation is underway, start shopping for furniture and appliances. Doing this early ensures that you have everything ready when the renovation is complete.

Checklist for essential items:

• Sofa, dining table, and chairs
• Beds and mattresses
• Refrigerator, washing machine, and oven
• Lighting fixtures and ceiling fans
• Curtains or blinds

Look out for sales and bundle deals to save on costs.

11. Schedule Post-Renovation Cleaning

After the dust has settled, you’ll need to deep-clean your home before moving in. Engage a professional cleaning service that specialises in post-renovation cleaning to ensure every nook and cranny is spotless.

12. Conduct a Final Inspection

Before making your final payment to the contractor, conduct a thorough inspection of the renovation works. Look out for:

• Scratches or defects on surfaces.
• Proper functioning of doors, windows, and electrical fixtures.
• Water leakage or plumbing issues.

Address any defects immediately and ensure they are rectified before moving in.

Conclusion

Renovating your BTO flat in 2025 doesn’t have to be daunting. By following this ultimate checklist, you can stay organised and make informed decisions throughout the process. Remember, a well-planned renovation not only creates a beautiful living space but also ensures long-term comfort and functionality for you and your family.

Need help finding the right interior designer for your BTO renovation? EZiD connects you with trusted professionals in Singapore to bring your dream home to life!

‍